Create Your Categories

The Plan page is where all your categories live. Categories are how you organize your spending - think of them as buckets for your money. Rent, groceries, fun money, savings - each one gets its own bucket, so you always know where your money is going and how much you have left.

Create as many or as few as you need, and adjust them anytime.

Here are some example categories:

  • ✨ Fun
  • 🥑 Groceries
  • 🚙 Car Fund
  • 🏡 Rent
  • ⚡️ Gas & Electricity

Budget page showing category management

Built-in Categories

Ranger includes three built-in categories.

Uncategorized

Any transaction that isn’t categorized will automatically go here. You can use this as a temporary holding category or for transactions that don’t fit anywhere else. If it has a positive balance, budgeting a negative amount frees up that money for other categories.

Transfers

Use this for moving money between accounts or handling credit card payments. This keeps transfers from affecting your budget while still tracking where your money goes.

Ready to Budget

This is where paychecks, deposits, interest, and any incoming money goes. From here, you assign those funds to your categories.